News

Friday 17 May 2019
Places of Worship Insurance


In the current social climate, religious buildings are increasingly becoming targets, with incidents such as arson, vandalism and theft becoming more and more prevalent.

The management of religious places of worship is a significant responsibility which, if done incorrectly, can have damaging effects on whole communities. It is therefore important to ensure that all assets and liabilities are adequately protected.

As many places of worship rely on volunteering and fundraising to survive, without the correct insurance in place the premises could be closed down for a lengthy period whilst sufficient funds are raised to carry out repairs. In addition, older religious buildings may be listed properties, and repairs/renovations may therefore require specialist contractors and materials which could prove costly to source.

Religious buildings are at the centre of the community and cater to many visitors, often being reliant on the goodwill of volunteers to operate. This cover provides protection for your visitors, trustees and volunteers should an incident occur.

The flexibility of the available covers makes it possible to tailor each policy to the place of worship’s requirements.

Covers include:

  • All Risks cover, including Theft
  • Liability for fundraising events / other religious events
  • Bequeathed Property/Contents
  • Employers’ Liability (to include volunteers)
  • Theft without forcible or violent entry
  • Charity Trustee Management Liability
  • Professional Liability
  • Cyber Liability
  • Terrorism
  • Legal Expenses

At WTJ we understand the importance and value of these buildings, along with the communities that they serve. To allow us to assist you in arranging cover which you can have confidence in, please contact us for a free quotation.