The majority of the country has been in lockdown since 23rd March but the number of new cases of COVID-19 is now beginning to fall. The government has indicated that some form of social distancing is likely to remain in place for some time to come but we are now seeing an easing of lockdown measures for certain sectors, which, over the coming weeks will enable businesses to begin trading again.
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The Management Liability (Directors & Officers Liability) market has recently been struck hard by a number of major developments with an increase in regulatory investigations, corporate insolvencies, employee crime losses, employment claims and claims against individual directors.Read More
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Your standard insurance policy is unlikely to cover you for loss of income or revenue due to coronavirus.
It is possible that some policies may have a Notifiable or Communicable Disease extension which might extend your Business Interruption cover so that, if you have to shut your business or there is an occurrence of coronavirus at your premises, you may be covered for loss of revenue. However, some policies may include a geographic limit of where the disease occurs or may be subject to time and indemnity limits constraints.Read More